The insurance company has experts working to pay you less. We make sure you're paid what's fair.
We're licensed public adjusters who handle the entire claim for you: documenting the damage, dealing with the insurance company, and recovering everything your policy owes. Fair is what you're owed. We hold them to it.
We document what your insurance company misses.
After a fire or a major water loss, you don't need a call center. You need someone who picks up the phone, comes to your property, and knows exactly what your claim is worth.
That's what AdjustFair is. We take on serious residential and commercial losses, the complex claims where the difference between handling it yourself and having someone document it properly can be tens or even hundreds of thousands of dollars.
We scan the property in 3D, build the estimate in Xactimate, and read your policy line by line for coverage you may never have been told about. Then we deal with the insurance company so you don't have to.
A public adjuster does exactly what the insurance company's adjuster does. Same training, same tools, same software. Pointed in one direction: yours.
We focus on the losses that matter most.
We don't try to be everything to everyone. We specialize in serious property claims, the ones too important, and too complex, to get wrong.
Fire & Smoke Damage
Structure, contents, smoke, code upgrades, living expenses. Fire is one of the most complex losses there is. We document every piece.
Commercial & Business Claims
Property, equipment, inventory, and business interruption. Every day of delay costs money. We get you back to operating.
What it means to have someone on your side.
Every claim is different, and no outcome is ever guaranteed. These are real results from real losses we've handled: what's possible when the full claim is documented and pursued.
What working with us looks like
Most people have never been through a serious loss before. The insurance company goes through them every day. Our job is to close that gap, and to take the weight off your shoulders while we do it.
We talk. Free, and honestly
Call us or send a few details through the form. We'll listen to what happened, ask a few questions, and tell you straight whether we can meaningfully help. If your claim is one you can handle well on your own, we'll say so. If we're not the right fit, we'll point you in the right direction.
There's no cost for the conversation, no pressure, and nothing to sign to find out where you stand.
We document the full loss
This is where most claims are won or lost. We come to your property and build a complete, professional record of the damage: 3D scans, photographs, moisture and smoke documentation, contents inventories, and a line-item estimate built in Xactimate, the same software the insurance industry itself relies on.
We also read your policy line by line. Coverage for code upgrades, additional living expenses, business interruption, and hidden damage is often sitting in the policy, unmentioned, until someone goes looking for it.
We present the claim and negotiate
We submit the documented claim to your insurer and handle the back-and-forth from there. Their calls come to us. Their inspections happen with us present. Their questions get answered with evidence, not guesses.
Because the loss is fully documented, the conversation changes: it's no longer your word against their estimate. It's their estimate against a complete professional record of what actually happened to your property.
You recover. Then we get paid
We don't close your file until we've pursued every dollar your policy allows, including supplements when additional damage is uncovered during repairs. Our fee is a percentage of what we recover for you, set by contract before we start. If we don't improve your settlement, you owe us nothing.
Three commitments.
Every claim.
We work for you
Never the insurance company. Our job is to recover the full amount your policy actually owes, not whatever they would prefer to pay.
We handle everything
The documentation, the estimates, the phone calls, the negotiation. You've been through enough. Let us carry the claim from here.
You pay only if we win
Our fee is a percentage of what we recover for you. If we don't increase your settlement, you owe us nothing. Our interests are yours.
Fair isn't just a bigger number. It's enough to put your life back together.
A serious loss isn't really about a claim. It's about your home, your routine, your sense of normal. Getting you what you're owed is how you rebuild, replace, and move forward. That's the point of everything we do.
We Only Get Paid When You Do
We know cost is usually the first question, so let's answer it plainly. You pay nothing to talk to us, and nothing upfront if you hire us. Our fee is a percentage of what we recover for you, set out in writing before any work begins. If we don't increase your settlement, you owe us nothing, which is exactly why our incentive is the same as yours: get the claim paid at its full, documented value.
The honest answers to the questions people actually ask us:
Then you don't owe us anything. Our fee only applies to what we recover for you: there's no upfront cost, no hourly billing, and no bill at all if we don't improve your settlement.
Here's the honest answer: our fee is a percentage of what we recover, not a cut of what you'd have gotten on your own. Because a properly documented claim typically recovers far more than the first offer, most clients still come out ahead, even after our fee, compared with what they'd likely have recovered alone.
That's the real goal, not just a bigger check, but one that reflects what it actually costs to put your home back the way it was. We help make sure nothing's missing from the claim, and we can point you toward trusted contractors and resources when it's time to rebuild.
Fair is what you're owed.
We hold them to it.
You make one call. From there, we take the weight off your shoulders and handle the claim the way it should be handled.
